What a brilliant idea; giving individuals the ability to lend money to others around the world. With the enormous failure of our banking system, our lending system and our distrust of both, isn't it about time we take it into our own hands. Yes, it's on a small scale but that's exactly what makes it doable.
So I chose who I want to lend money to based on their proposed enterprise, gender or country. I chose women; individual women trying to better their lives and that of their family. It resonates with me. They pay you back over several months or a few years - sometimes at $1.25 per month.
Personally, I'm choosing to pick one woman each month. We are so fortunate in this country - it compels us to reach outside our borders and wish the same fortune on others.
Best of all, it's not charity. This gives the recipient enormous pride in their venture. To know that someone, many actually, believe in what you are doing and are willing to personally sponsor your efforts even if they live across the globe and will never meet you.
This is humanity and technology at their finest.
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